Free Pension Specialists Edinburgh
Our pension advisors are managing millions of pounds worth of pensions every month. Our objective is to ensure your pension provides you with the lifestyle you desire for your retirement.
Whether you plan to travel the world or stay at home with your family and live a comfortable life, we’re here to ensure your pension delivers everything you hoped for and more.
Dormant Pensions Edinburgh
A dormant or frozen pension is a pension which has been “forgotten about”. The money is still there but payments haven’t been made into the pension for a while and you may be being overcharged on your pension management.
Dormant pensions were typically started at an old employer and left unattended when you left the employment. The money is still in the pot and it’s your decision how you choose to manage your money. We’ve helped people across Scotland and particularly based in Edinburgh manage their dormant pensions by amalgamating them into one well-managed private pension so you can monitor the growth more effectively.
If you would like to find out if you have dormant pensions and how much money you have in old pensions, please complete our free review form and our specialists will be in touch to assess your Edinburgh pensions.
You are under no obligation to follow our advice after the free review – but you’ll be empowered to make a well informed decision about your pension.
Final Salary Pensions Edinburgh
Do you have a final salary pension and are you considering transferring your pension? There are people based across Scotland, especially in Edinburgh, considering switching from their occupational pension scheme into a private pension.
Final salary pensions, or defined benefit schemes, have been discussed since the pension freedom changes came into effect in 2015. Final salary pensions don’t allow you to take your tax free allowance of 25% of your pension pot. Also, your pension won’t transfer to your spouse or family. As a result, many people across Edinburgh want to switch their final salary pension to a private pension where they can flexibly access the benefits from their pension.
You should always seek advice before switching your pension as it may not be in your best interest.
If you’re based in Edinburgh and want to discuss the pros and cons of your final salary pension to determine if it’s right for you to switch, then please get in touch.