Free Pension Advice
Your pension is the key to a happy retirement. You may be decades away from taking your pension or it may be much closer, but Scottish Pension Advice can help you plan for your future. We start by understanding your personal and financial situation with a free review. Once we have a clear picture of your financial situation we can advise you on routes to help you reach your financial goals.
When you contact Scottish Pension Advice, you’ll speak to an advisor who holds a Diploma in Financial Planning and Pension Planning.
Professional Pension Advice
A managed and efficient pension can maximise your income in retirement and it’s proven that seeking pension advice will typically leave you with more money than a pension which isn’t well-managed.
We see plenty of pensions that have been left unattended for decades and are costing people money unnecessarily. Sometimes simply moving your pension can itself save you thousands of pounds. Pensions cost you money every month, so if you’re on an old style pension platform you could be paying too much money.
What Will Pension Advice Give You?
Our pension review will help you uncover how much money you have in your pension pot, ways you can maximise your money and reduce fees and charges. You may have three or four pensions at different companies and it could be beneficial to amalgamate all your pensions into one easy to manage, low cost platform which can then be enhanced and managed to increase the wealth in your pension.
Once we have all of the information your pension advisor will sit down face to face with you to explain what we’ve found and options you have for the future. You can ask questions and receive advice based on your tailored circumstances. You are under no obligation to proceed with our advice and while it may be more expensive, you may decide to remain as you are. Also, we may find that your pension is in the best shape already and we could advise no action to be taken.