Pension Advisory Service

Your pension is the key to a happy retirement. You may be decades away from taking your pension or it may be much closer, but Scottish Pension Advice can help you plan for your future. We start by understanding your personal and financial situation with a free review. Once we have a clear picture of your financial situation we organise a meeting with a qualified pension advisor to talk to you about the routes to help you reach your financial goals.

When you contact Scottish Pension Advice, we will gather information and create an understanding of your financial position. Your customer service advisor will be friendly and explain the process in full. Once we’ve completed your short questionnaire, you’ll speak to an advisor who holds a Diploma in Financial Planning and Pension Planning to be provided with tailored and holistic advice based on your circumstances.

Professional Pension Advice

A managed and efficient pension can maximise your income in retirement and it’s proven that seeking pension advice will typically leave you with more money than a pension which isn’t well-managed.

We see plenty of pensions that have been left unattended for decades and are costing people money unnecessarily. Sometimes simply moving your pension can itself save you thousands of pounds. Pensions cost you money every month, so if you’re on an old style pension platform you could be paying too much money.

What Will Pension Advice Give You?

Our pension review will help you uncover how much money you have in your pension pot, ways you can maximise your money and reduce fees and charges. You may have three or four pensions at different companies and it could be beneficial to amalgamate all your pensions into one easy to manage, low cost platform which can then be enhanced and managed to increase the wealth in your pension.

Once we have all of the information your pension advisor will sit down face to face with you to explain what we’ve found and options you have for the future. You can ask questions and receive advice based on your tailored circumstances. You are under no obligation to proceed with any advice and while it may be more expensive, you may decide to remain as you are. Also, we may find that your pension is in the best shape already and we could advise no action to be taken.